Why We are Different
There are many pay day providers that claim a very similar service . Immediate cash available to you with paperless applications. In most of the cases you might be given a fixed cost.
The Short term lending industry is highly regulated and Responsible Lending is a legal obligation for all the providers. Responsible Lending also makes good business sense as every Lender wishes to have loans repaid on time and without any hardship to the customer.
Traditional APR or "Annual Percentage Rate" is not applicable to our loans as they are strictly fee based and payable in 30 to 45 days. If that was not the case the APR would be close the 400%. Our loan contracts are not renewed automatically. When a loan is repaid the customer needs to sign a new contract.