Cash Today, Fully On-line Process

Our Loans And Us
The Money Centre Melbourne City was established in 2007 with a mission is to bring small unsecured loans close to our customers in a quick and personalised way.

You can apply and complete the process for a cash loan fully online. When we receive your application we will verify your bank account transactions covering the past 90 days as required by the credit laws. After you are approved the money is transferred to your account in less than 10 min.

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I only use The Money Centre for my short term credit. They are always there and really easy to deal with

Mary
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Very flexible with repayment amounts and dates to suit my needs.

Tom
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Very quick and easy process. They are open on Saturdays too.

Marisa
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They are very experienced and very established in the market , they know how to assist the customer

Nick
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They understood what I need and took time to properly advise me on a short term loan.

Katrina
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I use The Money Centre for about 4 years now. They have integrity.

Gary
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Highly recommended, compared to other lenders, very professional.

Stacey

Responsible Lending

The Short term lending industry is highly regulated and Responsible Lending is a legal obligation for all providers. It makes good business sense as every Lender wishes to have loans repaid on time and without causing hardship to the customer. Providing loans that can't be repaid doesn't benefit anyone.

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  • Dear Customer,
    The lending laws changed in June 2023 in relation to small loans below $2000. If you use ONLY the Money Centre as your loan provider, your loan availability is secure every time as you have established with us your credit history. If you use another lender for small loans under $2000 we may be prohibited to assist you with your next loan due to this new legislation.

    Stay with us and protect your record.
    We are servicing Australians for more than 15 years.

  • Do not apply if you are a Centrelink recipient, unemployed or self- employed

    Warning About Borrowing

    Do you really need a loan today ? *It can be expensive to borrow small amounts of money and borrowing may not solve money problems. Check your options before you borrow:

    • - For information about other options for managing bills and debets, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
    • - Talk to your electricity, gas. phone or water provider to see if you can work out a payment plan
    • If you are on a government benefits, ask if you can receive an advance from Centrelink: Phone 131794
    • - The Government's MoneySmart website shows you how you small amount loans work and suggests other options that may help you.

    * This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.